Consolidation by spreadsheet
Quarterly board packs are still glued together by hand because the underlying systems can't roll up across custodians and asset classes.
Solution · Family offices
Consolidated wealth across generations.
Multi-generational households, multiple jurisdictions, multiple custodians — and a single principal who wants one view. Modir consolidates without flattening, governs without slowing things down.
Your problems today
What we hear from family office CTOs.
Generations diverge in language and preference
The principal speaks Arabic and reads in Hijri; the next generation lives abroad and prefers English and Gregorian. Today, one of them gets a worse experience.
Audit and lineage are fragile
You know what changed last week. You don't know if anything changed in the snapshot you sent to the auditor in June.
How Modir solves them
Three answers, designed together.
Household-as-aggregate
Households are first-class. Generations are members; relationships are typed in OpenFGA; views aggregate at the household level without flattening individual privacy.
Per-user locale and calendar
The principal sees Hijri and SAR; their grandchild sees Gregorian and USD. Same data, two correct presentations.
Hash-chained audit, hourly verified
Every snapshot you sent the auditor is provably the same as today's chain says it was. No "we'll regenerate it" — the regenerated artifact has the same content hash.
Roll-up across custodians
Holdings, performance, transactions consolidated across custodians and asset classes. Reporting locale-correct per family member.
Board-pack templates
Quarterly board packs as Carbone templates, generated locale-correct, signed if required. From seven hours to ninety seconds.
Auditor-ready snapshots
Tamper-evident; the auditor's snapshot is provably immutable. Signed exports; byte-reproducible regeneration.
Pilot scope
Eight weeks to a household live.
Discovery
Households, custodians, currencies, generations, board pack contents.
Provision
Tenant pinned to your region; users created with per-user locale defaults.
Migrate
One household, three custodians, six accounts. Performance backfilled 24 months.
Board pack
First Modir-generated board pack reviewed in parallel with the spreadsheet version.
Three custodians used to take seven hours of consolidation each quarter. Modir took ninety seconds. The principal sees his portfolio in Arabic; his grandchildren see theirs in English. Both are right.
Family office CIO — Illustrative
Family office workshop
Ninety minutes. One household scoped.
Bring three custodian feeds and a sample board pack. We will scope an eight-week pilot.