Build vs. buy is paralyzing
Building takes 18-24 months. Buying a foreign-built platform means an Arabic and Hijri retrofit later. Neither option lands well in front of the board.
A regional bank doesn't need to build a wealth platform from scratch — and shouldn't. Modir gives you the platform, locale-correct, audit-ready, and operational across the Gulf, Levant, and beyond.
Building takes 18-24 months. Buying a foreign-built platform means an Arabic and Hijri retrofit later. Neither option lands well in front of the board.
Five jurisdictions across the GCC means five regulators, five suitability rule sets, five document conventions, five sets of restricted lists.
You can't justify a private-bank-grade platform spend against a digital-first wealth product margin.
Modir is the platform. You add your branding, your tier definitions, your house views. Time-to-market is one quarter, not two years.
SAMA, DFSA, FSRA, CMA, CBI policy packs ship in the box. Add a jurisdiction with a Rego file and a questionnaire JSON.
One control plane; multiple jurisdiction tenants. Operations teams share infrastructure; data and policy stay isolated.
Per-jurisdiction questionnaires; CDD/EDD packs. Six locales, three calendars; Hijri / Jalali first-class.
Restricted lists; structured cases; SLA-tracked. Compliance officers ship rule changes through CI.
Signed regulator-ready exports. Each jurisdiction has its own SHA-256 chain; cross-tenant reads blocked by RLS.
Two pilot jurisdictions; primary regulator interlock; document templates.
Two tenants pinned. Per-jurisdiction Rego packs deployed and tested.
50 clients per jurisdiction; advisors and tier-1 ops onboarded.
First customers pilot; weekly retro; expansion to remaining jurisdictions phased.
Two jurisdictions in eleven weeks. The compliance team flipped from "we'll see" in week one to "what's next" in week eight.
Regional bank head of digital — Illustrative
Sovereign on-premise Modir deployment, Persian-first. Jalali calendar, RTL, and per-jurisdiction Rego packs shipped without retrofit.
Ninety minutes. We map your jurisdictions to Modir's existing policy packs, identify the deltas, and price an eight-week pilot.